The 4% Rule & Sequence of Returns Risk using UK data

Avoid running out of money in retirement by understanding the 4% rule and the sequence of returns risk. All you need to know about a safe withdrawal rate in retirement and how the sequence of returns can alter the value of your portfolio.

In this video I use global stock market returns converted into GBP for the last 40+ years to look at the sequence of returns impact in retirement. This is much more relevant for UK retirees than the original US based studies.

I then give practical ways that you can avoid running out of money in retirement.