Portfolio Coaching
Investing can be a lonely task, however, I can act as a sounding board to help you put together a portfolio that truly meets your investment needs.
Coaching is different from advice. With portfolio coaching you are always 100% in control of what you invest in and the broker you use. My goal is to empower you to make better investment decisions but the actual investments you choose are completely up to you. I have no investment products to sell. I give you selections from which you can pick all options or just some of them.
Was your portfolio developed with a clear intent and purpose, or was it built in a piecemeal fashion over time without any clear direction or overall strategy for guiding its component pieces?
Are there any concentrated positions, or is the portfolio properly diversified?
Is it worthwhile consolidating the number of investments in order to simplify matters?
Work alongside a qualified accountant with over 30 years of experience. For more details use the contact me form at the bottom of this page.
Many people try to invest for themselves but find they are lacking in the confidence or knowledge to successfully build their own portfolio. For example losing money in the covid crash of March 2020 or holding on to growth orientated funds for too long in 2022. Portfolio coaching can help you get back on track.
Others may have had a financial advisor manage their investments but they have realised that they are paying unnecessarily high fees for achieving less than satisfactory results and want to manage their own investments.
If you want to be told what to buy then see a financial advisor. If you are interested in the science of portfolio construction then my coaching may be of interest to you, particularly if you have watched my YouTube videos.
Portfolio coaching has fixed and transparent fees. Price is £ 150 for a 40 minute zoom call (including any tools you might need to help with portfolio construction). The fee is discounted to £100 if you have already used my retirement calculator. Typically only one portfolio coaching session is required as I build heavily on the content of my YouTube videos and I give you useful spreadsheet tools which will simplify the decision making. Also there is no requirement for an annual checkup as portfolios are built for the long term without a mandatory requirement to chop and change every 12 months.
Sign up for my newsletter using the form below. It gives you free files and portfolio updates.
Portfolio coaching discussion topics include:-
- putting together a “Holy Grail” portfolio of funds with good price performance, low drawdowns and low correlation between the funds
- core holdings vs satellite holdings
- how to research ETFs and understand an ETF factsheet
- how investment trusts work and construcing a high yield “dividend hero” portfolio
- building an income or a growth portfolio
- simplifying a portfolio that has several overlapping investments
- moving a portfolio from a financial advisor to being under your control
- investing a lump sum across diversified funds
The output of portfolio coaching should be a solid carefully structured portfolio which you have full confidence in, such that you aren’t tempted to sell when the going gets tough. Ideally a portfolio is segmented into different time periods such that short term needs are secured, there is enough in growth assets to meet expenditure requirements and there is resilience in the backbone of the portfolio.
Portfolio coaching works extremely well alongside my retirement calculator as visualising your wealth over time will help with understanding the required level of returns that your portfolio needs. Also the retirement calculator will help ascertain the proportions of your portfolio that should be held within short, medium and long term / legacy buckets.
Not suitable for beginner investors as I am acting as a sounding board not giving advice.
Recent Testimonial
I searched for a while to find one-off coaching like this. In the session Ian helped me to verify my own thinking on how my portfolio could be optimised. Left the session with very actionable insights. Really happy with the service – incredible value for money!
Portfolio Coaching Process
Firstly, fill in your details in the contact form below. I will then respond from my email account requesting your portfolio split according to holdings in ISAs, personal pensions and general savings accounts in a spreadsheet format. I also need your age and your investment objectives. I am not an expert on every fund or situation but if I can help you I will let you know. We will agree a date and time for a 40 minute zoom call, you send through payment of £150, discounted to £100 for existing retirement calculator clients, in advance of the call and I send out a couple of google sheets that I used to help select Investment Trusts and Exchange Traded Funds prior to the call. Then on the call we work together to produce a portfolio that meets your objectives.